Four Credy is a Micro Loans Mobile app service operating in Ghana under license of MasCedi Financial Services and KayAsk Micro Credit. They provide short-term unsecured loan services to patrons.
We implemented our ioPay digital payment integration within their mobile app, allowing them to services customers across the entire country. As they disburse and collect payments directly through the app.
User download the app and setup an account on it. Then go through a brief process of KYC and once approved a value of their request is disbursed to their mobile money account number directly from the dashboard.
repayment on the other hand may be either via mobile money directly from same account or Visa/Mastercard. Setting up our API and the digital payment integration for the app post all licensing and certification took 5 working days.